Texas drivers need to carry minimum amounts of liability insurance on auto policies to legally drive their automobile. Currently, state law mandates drivers carry a policy that includes:
· Bodily Injury: $30,000 for one injury
· Bodily Injury: $60,000 for all injured parties
· Property Damage: $25,000
· Personal Injury Protection (PIP) $15,000
Drivers in the state spend an average of $934 annually, which is slightly more than the national average rate of $844 per year. To keep costs of your auto insurance low, take advantage of the many ways to save. Cutting auto insurance costs isn’t hard if you take the time to complete these steps to save!
First, make sure the time is taken to compare auto insurance companies and policies. No two companies price their coverage the same, so it is through comparisons that you find the best prices. Second, make sure to take advantage of the available discounts that you qualify for. Auto insurance companies are notorious for offering customers great discounts like multi-policy discounts, safe driver discounts, and others but only if you ask about them.
The best way to save money on the costs of auto insurance is by maintaining a safe driving record. Even one infraction on your driving record, whether it is an accident or a speeding ticket. Follow all of the rules of the road and obey laws and not only will you minimize the risks of being involved in an accident you will also keep costs of coverage down.
If you do not want to break the law, make sure to call an auto insurance company and get coverage for your vehicle before you get behind the wheel. Use the tips above to help yourself to the lowest rates for coverage available from the best automobile insurance center tx.Continue Reading